Dividend rate (MP2)

Dividend rate — in the MP2 context, the rate Pag-IBIG declares each year from its actual loan-portfolio earnings and distributes to savers. It is not a contractual promise: it floats yearly (historical range 4.59%–8.11%) but has never been catastrophic, and it arrives tax-free. Distinguish it from a bond coupon, which is fixed by contract at issuance.

First used in: 1.4 · The PH cheat codes: MP2, PERA, RTBs