IPS trigger rules

IPS trigger rules — the crash clauses of the investment policy statement: numbered, one-sentence if-then rules written while calm so the decision at −30% was made at ±0%. Examples: at −30%, rebalance per the bands using contributions and ladder maturities first; no selling from the core except per band rules; if agency revenue falls >30%, pause new investing after the emergency-fund refill and touch sleeves in liquidity order; any rule change requires 30 days between writing and acting. The standard every rule must meet: checkable by a stranger reading the dashboard — “stay calm” is a wish; a trigger rule is a number.

First used in: 2.8 · Behavior under fire